This important blog post takes a look at a critical cyber insurance case affecting Michigan businesses.  This case ultimately went to the Sixth Circuit Federal Court of Appeals.  This court case is a solid reminder to review your cyber insurance policy before it’s too late.Read More

Sometimes, the presumed liability shield of an LLC and a corporation doesn’t help and YOU can be held personally liable for the debts of a company. This was proven in a recent Michigan Court of Appeals case, Bryant v Horatio Williams and Hattie Williams-Fields.Read More

In our last post, we recounted a discussion with Educational Data Systems, Inc., and their observations of a company they were providing consulting services too. We received great feedback from the story, so we decided to expand on the issues of attracting and retaining talent.  EDSI has refined the key issues every employer must address...Read More

I recently had a conversation with a colleague at Education Data Systems, Inc. (EDSI) about talent management.  Now, this topic is quite timely because almost all respondents to my 2018 Confidence and Clarity Survey stated that retention of talent and finding well-qualified workers will be one of their greatest challenges in 2018. When it comes...Read More

Respondents to our 2018 Confidence and Clarity Survey expressed a strong likelihood to add new products and enter new markets this year.   The corollary to that was that they also said that it was highly unlikely they were going to abandon any markets. This post is about why you should strongly consider abandoning your best...Read More

I recently had the inauspicious occasion to ride the QLine from Campus Martius to a conference at the Charles A. Wright Museum.  To say the least, it was not a great experience.Read More

It’s not every day you meet a quantitative futurist, right? So when I saw that Amy Webb, quantitative futurist, professor at New York University Stern School of Business, founder of the Future Today Institute, and recipient of Thinkers50 RADAR Award (an award naming the 50 top business thinkers in the world) was speaking at a...Read More

Think you can sign your LLC Operating Agreement, put it in a drawer, and then forget it? No chance. Think of your Operating Agreement as the foundation of your business…the playbook for your company. Need to know what happens if a member leaves or dies? Operating Agreement. What everyone’s roles and responsibilities are?  Operating Agreement. ...Read More

You do it. I do it. We ALL do it. But should we? Whether it is the distraction of phone calls, emails, or checking texts or Facebook on our iPhone, we always seem to be doing two things at once. However, scientific studies have shown that we are not really doing two things at once. ...Read More

Compliance with IRS and Department of Labor regulations governing 401(k) Plans is filled with landmines and traps for the unwary. Here are six easy ways you can screw up your own 401(k) plan and, if you’re a plan fiduciary, be personally liable for all the costs and expenses related to the problems.Read More